What is Ayushman Card Yojana (PM-JAY)?

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, commonly known as PM-JAY, is a government healthcare scheme that provides free medical treatment coverage to eligible families across India. Beneficiaries can receive cashless treatment at empanelled hospitals under the scheme.

The Ayushman Card helps eligible citizens access healthcare benefits up to ₹5 lakh per family per year for hospitalization and medical treatments.

Core Benefits and Coverage

• Health Cover: Provides ₹5 lakh per family per year for secondary and tertiary care hospitalizations.
• Cashless & Paperless: Beneficiaries can access services at empanelled public and private hospitals across India.
• No Family Size Limit: There is no restriction on family size or age, making it accessible to all eligible members.
• Pre-existing Conditions: Covers all pre-existing conditions from the very first day of enrollment.
• Comprehensive Care: Includes hospitalization expenses, medicines, diagnostics, pre- and post-hospitalization costs, and maternity/newborn services

Recent Updates & Key Stats (2025-2026)

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• Senior Citizen Coverage: As of September 2024, all citizens aged 70 and above are eligible for a separate ₹5 lakh annual cover, regardless of income.
• Beneficiary Reach: Over 55 crore beneficiaries are covered under the scheme.
• High Usage: Over 10.30 crore hospital admissions have been authorized, strengthening universal health coverage

Self-Verification (e-KYC): Users can complete their e-KYC directly through the app using Aadhaar-based authentication to generate their card.

Ayushman Card Yojana PM-JAY Eligibility Check

Before applying, you should first verify whether your family is eligible under the scheme.

Eligibility Criteria

Eligibility is mainly based on:

• Socio-Economic Caste Census (SECC) data
• Rural and urban deprivation categories
• Government-approved beneficiary lists
• Certain occupational categories

People commonly eligible include:

• Daily wage workers
• Rural families
• Economically weaker sections
• Labourers and unorganized workers
• Senior citizens (in selected categories)

Documents Required

Keep these documents ready:

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• Aadhaar Card
• Mobile Number
• Ration Card (if available)
• Family ID or PM-JAY ID
• Address proof

How to Check Ayushman Card Eligibility Online

To check your Ayushman Card eligibility online, visit the official PMJAY Beneficiary Portal, click “Am I Eligible,” enter your mobile number/Aadhaar number to verify with an OTP, and select your state and search criteria (name, HHD number, or ration card). If listed, you can apply directly

Follow these steps:

1. Visit the official PM-JAY beneficiary portal.
2. Enter your mobile number.
3. Verify with OTP.
4. Search using:
   • Mobile number
   • Aadhaar number
   • Ration card
   • Family ID
5. If your name appears, you are eligible for the Ayushman Card.

You can access the official portal here:

Ayushman Yojana PM-JAY How to Apply

To apply for the Ayushman Bharat PM-JAY card, check eligibility on the myScheme or PM-JAY portal using your mobile number, then complete e-KYC using Aadhaar to generate your card. Registration is free, and you can also apply offline at any empanelled hospital or Common Service Centre (CSC)

Online Application Process

1. Open the official PM-JAY website.
2. Login using your mobile number and OTP.
3. Complete eKYC verification.
4. Upload required documents.
5. Verify family details.
6. Submit the application.
7. After approval, download your Ayushman Card.

For Login and Submitting Data or Signup Visit https://beneficiary.nha.gov.in/ , Official Portal To Apply For Ayushman Card and Also For People Getting Error Can File Complain To It.

How to Download Ayushman Card

To download your Ayushman card, visit the official Beneficiary Portal or use the Ayushman App, log in using your registered mobile number, verify with an OTP, enter your Aadhaar details, and click the download button. The card can also be downloaded via the UMANG app, Aarogya Setu app, or by visiting a Common Services Centre (CSC).

Steps Follow :

1. Login to the beneficiary portal.
2. Search your beneficiary ID.
3. Click on “Download Ayushman Card”.
4. Save or print the PDF card.

Offline Application Process

To apply for an Ayushman Card offline, visit a nearby Common Service Centre (CSC) or an empanelled hospital with your Aadhar card, Ration Card, and mobile number. An authorized “Arogya Mitra” will verify your eligibility in the database and upload your documents, after which you can collect your card

You can also apply through:

• Common Service Centers (CSC)
• Government hospitals
• PM-JAY help centers

The operator will verify your documents and generate the Ayushman Card.

Benefits of Ayushman Card Yojana

• Cashless hospitalization
• Coverage up to ₹5 lakh per year
• Treatment in empanelled hospitals across India
• Covers surgeries and medical procedures
• No age restriction for eligible families

Conclusion

The Ayushman Card Yojana PM-JAY is a major healthcare initiative helping millions of families access free treatment across India. By checking eligibility online and completing the simple application process, eligible citizens can quickly receive healthcare benefits under the scheme.

DOWNLOAD APP OR VISIT WEBSITE TO APPLY FOR AYUSHMAN CARD

Frequently Asked Questions

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